If you really want a high return on your investment, you need to start thinking about managing your investment yourself. I know this may sound a bit scary and that is precisely why we usually turn to the fat cats to invest our money for us.

Certainly, we often feel that our investment is safer in the hands of experts, so much so that we are willing to give up a lot of money just to make sure it stays that way and we end up settling for a 4% yield on our investment.

I personally think exactly like you, the only difference is that at some point I started flirting with this idea:

"What if I cut the middle man between me and my investment?"

Of course, as you might guess, that question immediately raised another one:

"How will I do that?"

Before I even had an idea of what the answer to these questions would be, I knew that above all I would need investment education and investing tools.

So my task of researching effective ways for me to become an independent investor began from there, leading me to many offerings of investor tools and resources like online courses, forex softwares, stock pick newsletters and more.

After gathering information and even testing some of those tools and resources, things started to get interesting, because I was slowly realizing that investing safely was not only the realm of experts as I was able to access the stock market and the forex market right from my pc with very promising results.

I was particularly impressed with some tools designed to assist you with forex trading, as some of them even had the ability to carry the whole trading operation for you with a great consistency.

My conclusion has been then that you have to break free from the traditional investment model and commit yourself to becoming an independent investor (and with the right tools and resources you certainly will). This does not mean that you have to completely turn your back on the traditionally "safe" investment options, because as a basic principle of investing you should always diversify your portfolio and distribute your risk among several investment alternatives, but what it does mean is that you should work on managing part of your money in order to attain a higher return.

So what I did is that I kept some of my traditional "safe" low yield investments and I took a small amount of money to start an independently managed trading operation within the forex market, which up until now has delivered monthly returns of around 60% on average. Of course, before I did this I put all the tools and resources I had gotten to the test on paper money accounts, and I advise you to do the same in order to make sure that you are using them correctly.

You can find some of the tools and resources I have been using to that end at this site: www.specialonlinebusinessreviewauthority.com